Earn More, Save More from your credit cards everyday!
Free & Easy way to earn more cash back, rewards, points or miles from your credit cards following waly advise whether you shop In-stores, online, dining at restaurants, ordering food, buying groceries, filling up gas, paying bills or spending on everyday purchases.

Online – The Breeze Experience
Saving money is now easier than ever! No more guessing which credit card to use when shopping to earn more and save more with your credit card rewards. Let Waly advise you during checkout!




Join Waly
It’s easy to join and it’s free, add Waly to browser, select your credit cards and activate Waly!
Start Saving
Lookout for Waly when shopping online. Waly will automatically advise you the best card to use during checkout
Grow Your Earnings
Watch and enjoy your credit card rewards grow!
Retail – The Swift Experience
Earn cashback, points, miles or save with rewards from your credit cards when spending at every stores, groceries, restaurants, gas, coffee shops, wholesale clubs, pharmacies, hotels, rentals, movie theaters, games and many many more. It’s hard to understand every merchant, place, program rules, inclusions, exclusions etc., and identify the right card.
Waly helps you taking the guess work out!
Get Notified Aptly
Spend Smarter with notifications at right timing from waly before checkout. Never miss opportunities to earn or save more!

Download App
It’s easy to join and it’s free, download iOS app, enable location services, select your credit cards and activate Waly!
Start Saving
Lookout for Waly notifications when at stores. Waly will automatically advise you the best card to use during checkout
Grow Your Earnings
Watch and enjoy your credit card rewards grow!
Waly Works With
Major cards
Online retailers
Categories & Rewards
Retail Places
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What is Waly?
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Waly is your wallet’s smart pay assistant.
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How does it work?
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Waly smart recommendation advises you which card to use from your Waly wallet during checkout to maximize your card rewards and benefits.
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Do I have to pay to use Waly?
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No, Waly is free to our users.
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Do I need to provide my account information?
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No, just need to select the credit cards you have. We don’t collect any account information.
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How to enable Waly ?
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Chrome – Click Here
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Mac Safari – Click Here
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iOS Safari – Click Here
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Does Waly track users ?
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NO, waly does not track user locations, instead it identifies visits and location is used only to identify right credit card to use for spending.
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Why am I not getting notifications on iOS App?
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Waly takes maximum up to 7 days to train and understand your shopping pattern to provide better notifications at right time. Even after 7 days, if you not getting notifications please contact us.
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What countries does Waly support?
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Waly supports only US merchants & US credit cards at this time. All benefits are expressed in US currency.
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What if I don’t see my credit card to add to my wallet?
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No problem, contact us here and we will take care of it.
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What to do if something is not working?
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Try deleting and adding one of your card in the wallet screen. If still doesn’t work please contact us on our support link here.
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Waly focuses on day-to-day spending and assumes regular card benefits and rewards.
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Waly assumes that you have activated any quarterly or limited time rewards. Make sure to activate any offer you receive from your card company. Card companies usually send emails to activate or you can sign into your card account to activate.
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Cards rewards are objective in some cases and not provided by card issuers. Waly uses cutting edge technologies and AI to determine rewards % based on many factors including rewards, benefits, redemption value, statement credits, points to cash, pay by points and many more. All expressed in US currency.
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Waly currently does not support new card sign up bonus benefits and individual offers that you can add to your card to earn statement credit.
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Some cards have a max spending (ex: $1,500) to earn a higher % rate of reward before it defaults to a lower rate. Waly assumes you are within the max spending limit.
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Cards that offer customized category selection is set to the card’s default category at this time. This capability will be available in the near feature.
Sign Up for our Newsletters
Get updates on everything you need to know about earning more cash back, saving more with rewards, rewards program to ideas on maximizing rewards from your credit cards in your inbox weekly!
About US
Welcome to Waly! We are a team of product innovators based in Silicon Valley with over 20+ year of experience from Fortune 500 companies. We love to build innovative products and services that brings new user experiences.
Our VISION
“We want to help you save money”, plain and simple. Every penny you earn comes from your hard work. We want to help you maximize your savings.
OUR TECHNology
Waly Pay Assistant & Intelligent platform is driven by cutting edge technologies like Machine Learning, AI, Edge Computing & Mobility to deliver seamless experience to our users.
